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debt solutions working for you

If you have debts over £20,000 and live in England or Wales, we can help you find a way out of debt.


Free From Debt is a national independent consumer debt support service and offers free and impartial debt advice.


Our aim is to help you to find the right solution for you. We can explain in simple language the advantages and disadvantages of various debt solutions including debt consolidation, debt management, Individual Voluntary Arrangements (IVA), bankruptcy etc.


With an IVA for example, you could significantly reduce your monthly repayments, have all charges and interest on your debts frozen and be free from debt in only sixty months. We negotiate with the banks and credit companies you owe money to and the majority of our clients have a significant proportion of their debt written off.


An IVA could be the answer
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Interest and charges stop immediately your IVA is agreed


A large percentage of your debts could be written off


One affordable monthly repayment
from as little as £200 per month



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Our team of friendly and experienced debt advisors will give you free advice and anything you discuss with us will be kept entirely confidential.